取引信用保険サービスのしくみ

ICON : ビジネス情報プラットフォーム

取引信用保険のグローバルリーダーであるコファス独自のグローバル情報ネットワークとリスク分析に基づいて、お客様のビジネス上の意思決定をサポートします。

的確な与信判断を可能にする

ICON by Cofaceは、ビジネスリスクを管理するビジネス情報ソリューションです。お客様のビジネス取引リスクを保全し、市場におけるビジネスチャンスの評価まで、さまざまな側面の管理をサポートします。包括的なビジネスデータインサイトを活用したリスク管理は、攻略的なビジネス戦略を可能にします。
 
 
コファスの与信オピニオンは、次の商品を通してご利用いただけます。
 

ビジネス構築およびモニタリングを可能にする商品一覧

  • FULL REPORT - 詳細なリスク分析を行うための企業に関する包括的な情報が提供されます(財務データ、クレジットスコア、推奨される最大クレジット、および11段階の企業評価 (「倒産処理手続き」 から 「優れたリスク」 まで)。195カ国の企業調査レポートが入手できます。フル・レポートにオプションとして追加される「モニタリング」では、20以上の指標(会社の詳細、財務データ、所有権、支払い行動などを含む)に変更があった場合、およびクレジットスコア、推奨最大クレジットのいずれかまたは両方に変更があった場合、すぐに警告が表示されます。
  • SNAPSHOT REPORT - For basic information on your business partners, Coface offers short, instantly available reports on companies in more than 60 countries. The Snapshot Report includes a Quick Rate (“Low”, “Medium”, or “High”), the Coface Adjustment, and a Recommended Maximum Credit. This monitoring focuses on any event relating to the deterioration of the company’s situation, such as insolvency, late payments, Quick Rate, and Coface Adjustment downgrades.
  • DEBTOR RISK ASSESSMENT - Coface determines a company’s capacity to honour its short-term financial commitments with its Debtor Risk Assessment. The DRA derives from our extensive network of information sources and our unique payment experience database. At Coface, we use our DRA on a daily basis to monitor our own insurance portfolio. DRA scores rank from 0 (bankruptcy) to 10 (excellent risk). A company’s DRA includes historical assessments, and the company’s current probability of default. Monitoring can also be included. Take advantage of our creditworthiness assessment based on several business indicators, including financial strength, profitability, environmental factors, the management board, payment incidents, and our debt collection experience.
  • CREDIT OPINIONObtain Coface’s recommended amount outstanding limit, with a maximum recommendation of €100,000. Our Credit Opinions provide an effective way to benchmark your internal credit limit for a given company, and come with the company’s DRA and the relevant Country Risk Assessment. Our offer will soon be completed with recommendations for higher amounts.
  • MONITORING SERVICES - Our risk management platform offers monitoring services to automate monitoring Business reports, Score and Credit Opinion and inform you about changes.

BENEFIT FROM OUR GLOBAL INFORMATION NETWORK

Get instant insight on 200 million companies across 195 countries from our global information network.  ICON is accessible 24/7, either on our platform or via API. As leading credit insurer we rely only on authoritative and trustworthy data sources, including:
  • Governmental and public databases
  • Coface credit insurance payment experience
  • Selected credit bureaus and information partners
  • Open Data

GET SUPPORT FROM OUR EXPERTS

Get support from our experts in implementing the right risk management strategy, and take advantage of our expertise built on 75 years of experience in credit insurance:
  • Macro-economic insights from Coface economists
  • Micro-economic assessments by Coface underwriters and financial analysts
  • Credit score know-how from Coface data scientists

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