@rating Credit Opinions
Step into Every Trade with Confidence
WHAT IS A @CREDIT OPINION?

The @Credit Opinion recommended by Coface is an index up to 100k€ which intends to help you manage your credit decisions on your recurrent small and mid-sized transactions. The index is expressed on 5 ranges of amounts in your local currency and can be monitored.
WHAT IS AN ADVANCED OPINION?
The Coface Advanced Opinion enables smarter strategic decisions by providing an individual recommended amount to support your credit decisions with customers, prospects, suppliers or partners. This credit report includes a Debtor Risk Assessment and a Country Risk Assessment, giving a 360 view on the risk profile of a company. The Advanced Opinion can be monitored over time, giving you agility to improve your decisions with updated insights.
WHAT DOES CREDIT OPINION CONTAIN?
WHAT DOES AN ADVANCED OPINION CONTAIN?
- Coface Credit recommendation - Individual recommended amount based on a customized risk assessment that leverages our expertise in risk analysis, our unique data and global scope.
- Debtor Risk Assessment - Score assessing the probability of default of a company, displayed on a unique scale from 0 to 10.
- Country Risk Assessment - Overall credit risk evaluation of companies within one country displayed into 8 steps scale from A1 to E. The Country Risk Assessment is available on 162 countries.
- Coface Credit Recommendation - Indexes are: R up to 10k€, @ up to 20k€, @@ up to 50k€, @@@ up to 100k€. X is used when Coface refrains from a credit recommendation.
- Debtor Risk Assessment Score - Score assessing the probability of default of a company, displayed on a unique scale from 0 to 10.
- Country Risk Assessment - Overall credit risk evaluation of companies within one country displayed into 8 steps scale from A1 to E. The Country Risk Assessment is available on 162 countries.
A SIMPLE SCALE IS USED TO REFLECT THE ACCEPTABLE MAXIMUM LEVEL OF EXPOSURE ON A SINGLE TRANSACTION:
Classified within a 7-credit limit band to supplement your credit management strategy. Ratings are continuously monitored, so you always receive reliable information for accurate decisions.