About Coface

A Worldwide Leader

WORLDWIDE, COFACE PROTECTS COMPANIES AGAINST UNPAID.

THE FOUR PILLARS OF COFACE

  • The expertise of business risks
  • Protection against unpaid
  • Securing sales worldwide
  • Financial strength
The Group contributes to the proper functioning and sustainable businesses of all sizes, development, and dissemination of trust between economic actors in the countries where these companies and their customers are located.

 

 

OUR EXPERTISE IS BASED ON FOUR PILLARS :

 

1- The expertise of business risks

In nearly 200 countries, Coface is a global leader in credit insurance and a recognized expert in commercial risks. Our experts secure daily sales and activity of 50,000 companies.

 

2- Protection against unpaid

80% of companies are facing arrears, which cause a quarter of bankruptcies. One of the first missions of experts Coface is to protect companies against these arrears that may undermine their business and threaten their existence.

 

3- Securing sales worldwide

Increasingly international, the Coface Group is organized to support the development of businesses around the world with increasing proximity. Every day around the world, 660 underwriters and credit analysts are providing are 10,000 referees decisions guarantees.

 

4- The financial strength

Rated AA-by Fitch and A2 by Moody's with a stable outlook in both cases, the Coface Group cultivates essential to its insurance business financial strength. Subsidiary of Natixis bank financing, management and financial services arm of BPCE, the second French banking group Coface maintains this financial strength with a high capitalization, almost no debt, strong performance in underwriting risk and strong international reputation.

A POWERFUL INTERNATIONAL NETWORK

Managing your credit insurance at the global level

Coface is present directly or via strategic partnerships in 100 countries, with the ability to provide cover for its clients in approximately 200 countries. Coface relies on its own international network, the CofacePartner network of international partners and other partners brought in as needed.
 
Coface can provide its credit insurance solution in all of these countries. It enables businesses to cover their subsidiaries too, via a single contract.

Countries where Coface has its own offices or an indirect presence through partners for the distribution of credit insurance:

 

 

The cOFACEPARTNER network

CofacePartner
An international network of partners

This worldwide network, which Coface started in 1992, brings together private companies and public institutions from the credit insurance, business information, debt collection and factoring sectors.

 

They share the common goal of developing, facilitating and underwriting B2B activity through the mutual provision of services, assisted by Coface's expertise.

 

CofacePartner complements and strengthens Coface’s internal network and enables its clients to enjoy expanded geographical coverage of our services. The network members contribute their knowledge of local economic conditions, which is implemented in accordance with the Group’s rules and is used in the Group’s IT applications

CODE OF CONDUCT

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Integrity is the foundation on which Coface’s reputation and the development of lasting relationships with our customers are based.

 

Our 'code of conduct' sets out the principles we should apply on a daily basis in order to respect our values: client focus, expertise, collaboration, courage & accountability. It sets out our commitments and serves as a reference for our employees.

 

Coface has adopted a zero tolerance policy on corruption in all its forms. Our commitments are gathered in our "anti-bribery code".

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