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    <lastmod>2024-04-12T13:13:49+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/a-cold-chill-on-the-global-economy-q3-2022-barometer</loc>
    <lastmod>2024-04-12T13:20:24+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/moody-s-affirms-coface-s-ratings-changes-outlook-to-positive</loc>
    <lastmod>2024-04-12T13:21:36+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/trade-credit-insurance-in-a-nutshell</loc>
    <lastmod>2023-12-05T12:14:15+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/quadient-and-coface-join-forces-to-offer-an-advanced-customer-risk-management-solution-in-france-and-other-international-markets</loc>
    <lastmod>2024-03-22T09:12:51+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/country-and-sector-risk-barometer-q3-2023-macroeconomics-put-to-the-test-by-microeconomic-deterioration</loc>
    <lastmod>2024-03-26T10:37:16+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/coface-launches-api-portal-a-new-digital-platform-dedicated-to-api-solutions</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/on-the-way-back-to-bad-old-times-in-2023-s-germany-payment-survey</loc>
    <lastmod>2024-04-12T12:12:56+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/el-nino-a-threat-to-global-agriculture</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/coface-sa-moody-s-upgrades-coface-s-main-operating-company-to-a1-ifsr-stable-outlook</loc>
    <lastmod>2024-04-12T12:11:05+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/towards-more-predictive-risk-management-with-data-science</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/debt-sustainability-in-africa-under-the-spotlight-again</loc>
    <lastmod>2024-04-12T12:15:03+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/coface-and-credit-agricole-sign-a-distribution-agreement-to-accompany-corporates-in-their-international-development</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
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  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/appointment-of-benoit-urbin-as-coface-country-manager-for-the-united-kindgom-and-ireland</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard</loc>
    <lastmod>2024-04-12T11:02:59+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/comparative-table-of-country-assessments</loc>
    <lastmod>2024-04-10T06:52:53+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-map</loc>
    <lastmod>2024-04-10T06:48:44+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/sector-risk-comparison</loc>
    <lastmod>2024-04-10T06:52:23+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/compare-country</loc>
    <lastmod>2024-04-10T06:51:47+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/first-sale-clause</loc>
    <lastmod>2024-04-05T05:41:21+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/protocol</loc>
    <lastmod>2024-04-05T06:39:25+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/percentage-of-cover</loc>
    <lastmod>2024-04-05T06:43:57+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/collection</loc>
    <lastmod>2024-04-05T06:56:23+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/natural-disaster-risk</loc>
    <lastmod>2024-04-05T07:02:12+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/commercial-risk</loc>
    <lastmod>2024-04-03T08:34:28+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/non-transfer-risk</loc>
    <lastmod>2024-04-03T08:36:23+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/political-risk</loc>
    <lastmod>2024-04-03T08:35:30+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/arranged-approval-threshold</loc>
    <lastmod>2024-04-03T09:26:19+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/consultation-threshold</loc>
    <lastmod>2024-04-03T09:24:00+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/claim</loc>
    <lastmod>2024-04-03T10:21:01+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/subrogation</loc>
    <lastmod>2024-04-04T00:01:01+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/transfer-of-right-to-indemnities</loc>
    <lastmod>2024-04-04T00:45:03+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights</loc>
    <lastmod>2024-11-04T11:58:38+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/minimum-premium</loc>
    <lastmod>2024-04-05T04:56:43+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/international-trade</loc>
    <lastmod>2024-04-05T05:01:49+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/unnamed-buyer-or-bc-blind-cover</loc>
    <lastmod>2024-04-05T05:07:37+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/orders-to-be-delivered</loc>
    <lastmod>2024-04-05T05:13:29+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/indemnifiable-loss</loc>
    <lastmod>2024-04-05T05:15:51+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/policy</loc>
    <lastmod>2024-04-05T05:22:42+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/prelitigation</loc>
    <lastmod>2024-04-05T05:32:41+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/extension-of-due-date</loc>
    <lastmod>2024-04-05T05:45:23+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/lawful-extension</loc>
    <lastmod>2024-04-05T06:33:30+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/security</loc>
    <lastmod>2024-04-04T00:39:18+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/legal-notice</loc>
    <lastmod>2024-07-02T11:27:54+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/contact-us</loc>
    <lastmod>2024-08-02T06:24:43+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary</loc>
    <lastmod>2024-04-29T03:27:09+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/absolute-sale</loc>
    <lastmod>2024-04-04T01:50:04+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/buyer</loc>
    <lastmod>2024-04-04T01:53:14+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/private-buyer</loc>
    <lastmod>2024-04-04T06:27:00+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/public-buyer</loc>
    <lastmod>2024-04-04T06:25:58+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/collection-agency</loc>
    <lastmod>2024-04-04T06:34:17+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/credit-agreement-or-line</loc>
    <lastmod>2024-04-04T06:47:10+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/risk-underwriting</loc>
    <lastmod>2024-04-04T06:52:47+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/credit-insurance</loc>
    <lastmod>2024-04-04T07:00:36+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/dcl-discretionary-credit-limit</loc>
    <lastmod>2024-04-04T07:13:39+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/aged-debtors-report</loc>
    <lastmod>2024-04-04T07:21:20+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/beneficiary-beneficiary-of-indemnity-rights-transfer</loc>
    <lastmod>2024-04-04T07:31:09+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/no-claims-bonus</loc>
    <lastmod>2024-04-04T07:34:38+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/default-outright</loc>
    <lastmod>2024-04-04T07:39:50+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/assignment-of-receivable</loc>
    <lastmod>2024-04-04T07:55:41+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/sale-intermediary-intermediary-in-the-commercial-relationship</loc>
    <lastmod>2024-04-04T08:51:46+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/cash-against-documents</loc>
    <lastmod>2024-04-04T09:00:06+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/statement-of-loss</loc>
    <lastmod>2024-04-04T09:08:06+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/consignment</loc>
    <lastmod>2024-04-04T09:13:50+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/contract-of-sale</loc>
    <lastmod>2024-04-04T10:27:01+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/receivable</loc>
    <lastmod>2024-04-04T10:31:22+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/insurable-turnover</loc>
    <lastmod>2024-04-04T10:42:24+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/acceleration-of-payment</loc>
    <lastmod>2024-04-04T10:52:11+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/declaration-of-potential-loss</loc>
    <lastmod>2024-04-04T11:00:54+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/customer-credit-facility</loc>
    <lastmod>2024-04-05T02:22:24+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/deglobalisation</loc>
    <lastmod>2024-04-04T11:13:04+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/claim-waiting-period</loc>
    <lastmod>2024-04-04T11:27:26+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/intervention-request</loc>
    <lastmod>2024-04-04T11:32:46+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/temporary-amount</loc>
    <lastmod>2024-04-04T11:37:01+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/dso-days-sales-outstanding</loc>
    <lastmod>2024-04-04T11:47:29+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/credit-period</loc>
    <lastmod>2024-04-05T01:59:42+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/debtor</loc>
    <lastmod>2024-04-05T02:09:56+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/due-date</loc>
    <lastmod>2024-04-05T02:14:16+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/outstanding-amount</loc>
    <lastmod>2024-04-05T02:23:06+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/cause-of-loss</loc>
    <lastmod>2024-04-05T02:26:31+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/annual-total-excess</loc>
    <lastmod>2024-04-05T02:33:01+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/ordinary-individual-excess</loc>
    <lastmod>2024-04-05T02:45:49+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/fixed-sum-individual-excess</loc>
    <lastmod>2024-04-05T02:50:49+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/globality-principle-of</loc>
    <lastmod>2024-04-05T02:54:52+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/indemnification</loc>
    <lastmod>2024-04-05T03:21:23+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/insolvency</loc>
    <lastmod>2024-04-05T03:32:47+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/de-jure-insolvency</loc>
    <lastmod>2024-04-05T03:37:21+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/de-facto-insolvency</loc>
    <lastmod>2024-04-05T03:43:08+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/ml-maximum-liability</loc>
    <lastmod>2024-04-05T03:51:12+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/dispute</loc>
    <lastmod>2024-04-05T04:34:00+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/delivery</loc>
    <lastmod>2024-04-05T04:38:26+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/litigation-mandate</loc>
    <lastmod>2024-04-05T04:45:35+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/credit-insurance-and-business-information-glossary/breach-condition-of</loc>
    <lastmod>2024-04-05T04:53:38+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/spain-wage-increase-agreements-vs-inflation</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/chief-economist-jean-christophe-caffet-s-2022-outlook</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/outlook-2022-peering-through-the-jungle-of-economic-news</loc>
    <lastmod>2023-12-05T12:10:17+01:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/examining-the-euro-20-years-on</loc>
    <lastmod>2024-04-12T13:39:49+02:00</lastmod>
  </url>
  <url>
    <loc>https://www.coface.jp/en/news-economy-and-insights/coface-launches-globaliner-its-new-service-offer-designed-to-better-meet-the-needs-of-multinational-companies</loc>
    <lastmod>2024-04-12T13:40:24+02:00</lastmod>
  </url>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/coface-enters-into-a-new-partnership-with-scope</loc>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-files/trinidad-tobago</loc>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-files/tuerkiye</loc>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-files/uruguay</loc>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-files/vietnam-socialist-republic-of</loc>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-files/zambia</loc>
    <lastmod>2026-07-08T06:39:47+02:00</lastmod>
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    <loc>https://www.coface.jp/en/news-economy-and-insights/business-risk-dashboard/country-risk-files/zimbabwe</loc>
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